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The Loss Estimate tab on a survey record captures the financial exposure associated with the site — both the estimated loss under different scenarios and the total insured values across asset categories. To add loss estimate data, open the survey record, go to the Loss Estimate tab, and click Add Loss Estimate.

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Loss estimates

Three standard loss scenarios are captured for each survey. Each scenario records a Property value and a Business Interruption value, with a calculated total.

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Anticipated Probable Loss (APL)

The loss expected under normal conditions, assuming protection systems perform as intended.

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Probable Maximum Loss (PML)

The loss expected under a severe but credible scenario, assuming some protection systems fail or are impaired. A Probable Maximum Loss Narrative field is available to document the assumptions behind the PML estimate.

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Maximum Foreseeable Loss (MFL)

The loss expected under the worst credible scenario, assuming all protection systems fail.

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Total insured value (TIV)

The TIV section captures the insured value of the site broken down by asset category.

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Loss estimate narrative

A free-text field for documenting methodology, assumptions, or commentary on the loss estimates.
Currency is inherited from the client record. TIV values feed into the Total Insured Value shown in the Survey Details panel and the Estimated Loss summary on the Recommendations tab.